Home and contents insurance helps protect the value of your property, and things in it, in case of some unfortunate or unforeseen circumstances. There are a few different types of insurance so it’s important to know what each one covers to choose the best option for you.
Get protection for your home buildings and your contents by combining buildings and contents covers on the one policy. If you take both Building and Contents
It’s up to you to decide the sums insured, and the type and level of cover that you want to take out. People generally want enough insurance to cover the property’s estimated replacement value. If you don’t have enough cover, you could end up having to cover some of the costs yourself. Remember, we will only pay up to the amount of your loss or the sum insured, whichever is the lesser (subject to the policy terms and conditions) – so you should also be careful not to over insure. That’s why we’ve provided these calculators. They work as guides to help you estimate the replacement value of your home building and contents. Insurance, here’s how they can work together if the unexpected occurs: